This is not a get-rich-quick strategy or a “hot-tip” investment product. Instead we employ a disciplined process that sophisticated institutional investors have followed for decades in managing their investments.

 

 

 

Ultimately, the most important step in the investment process is the first step – deciding how to allocate assets among broad asset classes such as stocks, bonds, real estate, cash, etc.  This process has come to be known as asset allocation.

 

 

Choosing the correct asset allocation requires properly defining your goals, tolerance to risk and time horizon and then building the appropriate asset allocation strategies to meet your needs.  The key to asset allocation is diversification among the various asset classes in accordance with your objectives.

 

More discussion of Asset Allocation

 

 

Your portfolio is diversified by utilizing multiple specialist managers combined in a “style-neutral” approach.  For instance, the U.S. stock portion of your portfolio is diversified by blending four mutually exclusive equity styles – large company stocks with a growth orientation, large company stocks with a value orientation, small company stocks with a growth orientation and, finally, small company stocks with a value orientation.  Furthermore, several distinct sub-styles have been identified within each of the four equity styles.  Therefore, often three or more money managers will be hired to manage the sub-styles by contribution their own highly specialized investment expertise. 

 

 

A style–neutral approach eliminates the virtually impossible task of attempting to predict which style of equity investing will be in favor at any given point in time.  See the value of multiple styles.

 

 

We believe manager selection is key to the investment process.  Managers are analyzed thoroughly and continually.  The objective is to separate the good from the lucky and to rule out those with inconsistent strategies and styles.

 

 

How do we find consistent, above average managers?  We do this through our relationship with Russell and SEI Investments.  Russell, for instance, studies more than 3,800 money management firms from around the globe.  Russell’s 85 manager-selection professionals hold more that 5,000 research meetings annually, the majority of which are face-to-face, to study each manager’s quantitative and qualitative approaches.Additional research leads to decisions about which managers will ultimately be selected for Russell portfolios.

 

The end result is a portfolio that is designed to meet your objectives.  Click here to see a sample portfolio.